Now is the time to get started on setting some goals for the next year.
I have learned that each year we learn something new.
For example, I made some pretty horrible spending decisions this year. (Funds I regret having spend, which could have been used for something more meaningful).
As the year has gone by, I am eager to get myself a brand new desktop with video editing capabilities and a decent graphics card to enjoy some online gaming.

I used to to that a lot more a while back, but since I moved out of my previous home. (I left the desktop computer to my 15 year old brother, and I use this current 3-4 year old laptop.)

Not top of the line to enjoy intense graphic gaming.

I have started looking at computer models. The one thing that pleases me is that I should be able to get a very good one within the price range of $900 to $1300.00, thanks in part to the sagging economy.

This also brings up the point that a lot of people are suffering economically. I too have had to cut back a little.
I am pleased to be happily employed.
I have not personally been affected much, but things to look bad when there is such a negative vibe in the area.

Again, moving back to new year resolutions.

This year, I do plan on becoming for physically active. I have neglected the sports I used to enjoy on a more casual basis. The problem has been my wife doesn't life doing much. But we have to find common ground. I used to bike, Rollerblade, swim, and just go hiking and trail walks.

In economical practice, I plan on starting to save some money.
I have saved nothing so far, just placed my self in debt.

While I have great experience at managing debt and paying bills on time, I have neglected to save for an emergency.

I know financial planner would love for us to have 3 to 6 months worth of expenses saved up. Its a little hard to do, but that doesn't prevent me from going forward with the goal.

As the end of the year approaches, I will re-visit these ideas and see how probable they are.

I don't want to be dreaming, but at the same time, lack to setting goals isn't going to get anyone anywhere.

For all of you setting high goals. Good for you. Don't let anyone set you down.
While they may not be achievable today, they may be tomorrow!!!

Happy new YEAR...soon.