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I am new here, but here to hopefully help

October 7th, 2008 at 01:54 pm

Well, hello to everyone. First of all I want to say that I am new here. I happened to run accross the website this past week and just feel in love with the idea of sharing my personal experience and advice. I am sure that in some minor way, I will be able to help someone out there in the world to maker a better financial decision that will somehow save them money.
Since I am new here, don't expect many pictures and amazing HTML graphics. I will work on that later.

I work as a real estate paralegal, so I am very familiar with real estate transaction, in regards to purchasing, financing, and the buy/sell process. If anyone has any quesstions about this, feel free to ask and I will answer.

I am personally in credit cards debt, who isn't?
The important thing is that I have done my research to manage it appropiately so that it costs me the least on a month to month basis (i.e. paying the lowest interest around).

I manage my personal finances on a budget, month to month, so I will definitely begin to post and advice on how to get started on one. I am sure many of you have heard it before, but sometimes, it takes a real example to see how its done. Then you can just follow along.
The one thing to remember is that you have to be truthful about where you money is going. If you lie to yourself about where you are spending your money, than you can't track it accurately to see where it is going.

Well, that its for now, i got to get back to work.

8 Responses to “I am new here, but here to hopefully help”

  1. Ima saver Says:

    Welcome, glad you have joined us. No, I don't have any credit card debt. I pay my credit card off each month and just use it to get the reward's checks each month.

  2. swimgirl Says:

    Looking forward to reading. I DO NOT have any credit card debt. None.

    I'm guessing there are plenty of others here w/o debt, other than a mortgage, (which I hope to pay off early).

  3. Myrtle Says:

    Good morning and welcome to the board!! Glad to have you here. I will watch for your posts.

    I personally do not carry ANY credit card debt. Haven't for years!! I am thankful for that.

    One again, welcome.

  4. Broken Arrow Says:

    Welcome!

  5. Joan.of.the.Arch Says:

    Hi! Welcome! I'll be reading your blog. Hope you find the forums connected with these blogs, too.

  6. gamecock43 Says:

    welcome! i have been trying to get into a house and so I may start posting about buying houses in the next year or so.

  7. creditcardfree Says:

    Welcome! I look forward to hearing what you have to say.

  8. homebody Says:

    Welcome. This is a good place to help stay on track.

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